Residential Sales

Home > What We Do > Sales & Rental > Residential Sales

Contact Metro Community Development or Genesee County Habitat for Humanity to register for their Fair Housing & Introduction to Homebuyer Education Workshop now and be ready when the Land Bank contacts you to see the home you have applied for. This workshop is now $25 and REQUIRED FOR LAND CONTRACT PURCHASERS! 

Metro Community Development 810-767-4622 

Genesee County Habitat for Humanity 810-766-9089

1632300012.jpg 5335200008.jpg

You can purchase a home from the Land Bank. 

Click here to search for structures available for sale.  Many of these structures are in need of significant repair.  If you find a house that you may be interested in purchasing, please submit a Residential Property Interest Form to the GCLBA as indicated on the application. Please allow at least 90 days for your application to be reviewed. After the review is complete, a sales team member will contact you by phone or email to schedule a showing of the property. The Land Bank has a strict policy on showings

If you are interested in purchasing the property after the showing, contact a sales team member to place an offer. If there are multiple offers on the same property, a highest and best bid must be submitted in writing. The sales manager then reviews the offers and a sales team member will call or send a letter to inform you of the sales manager’s decision. Deposits must be paid within 7 days of acceptance. Closings must occur within 21 days of offer being accepted. 

Current year foreclosure property inquiries will not be reviewed until the Genesee County Treasurer has deeded the property to the GCLBA. This occurs on January 1 of the year following the foreclosure.

Inquiries on properties with pending demolitions will not be reviewed until demolition has been completed and property has been released.


Land Contract Rules & Terms

  • Applicants that are purchasing a residential structure to be their primary residence may be eligible for a land contract through the LBA. Any residential structures that are being purchased for any other use will not be eligible for a land contract through LBA.

  • All land contract buyers are required to attend homebuyer education through a housing counselor approved by the Michigan State Housing Development Authority or the U.S. Department of Housing and Urban Development prior to purchase.

  • An applicant must provide proof of income with their bid. The estimated housing expenses should not exceed 30% of the applicant’s take home income to qualify for the land contract. (Housing expenses are defined as: land contract payment, estimated property taxes, estimated water expenses, and estimated utilities.)

  • A land contract term will vary based on the amount but will not exceed 5 years.

  • The minimum land contract amount is $2,500.

  • The interest rate on the land contract will be 7%.

  • The minimum down payment on a land contract is 10% or $1,000 whichever is more.

  • The purchaser is responsible for paying all property taxes and any assessments starting the day the land contract is executed.

  • Applicants must meet all criteria listed in the Residential Land Transfer Policies to be considered for a land contract.

The Land Bank has sold more than 7,300 houses in Flint and Genesee County. These houses, once abandoned, are now occupied by community members who pay taxes and value responsible property ownership. Learn more about how and why we promote affordable homeownership by watching this five-minute video!


The Land Bank's mission is to restore value to the community by acquiring, developing and selling vacant and abandoned properties in cooperation with stakeholders who value responsible land ownership.

The Land Bank will be closed the following days:

  • Friday, December 14th at                12:45 pm (updated)

  • Monday, December 24th - Tuesday, December 25th

  • Monday, December 31st - Tuesday, January 1st                                            


Genesee County Land Bank on FacebookGenesee County Land Bank on TwitterGenesee County Land Bank on You Tube


The Genesee County Land Bank is an equal opportunity provider and employer. 

452 S. Saginaw Street, 2nd Floor
Flint, Michigan 48502

PHONE: 810.257.3088
FAX: 810.257.3090